Typical Medical Malpractice Insurance Policies Usually Omit or Specifically Exclude the Following Claims:
Civil claims by patients or former patients alleging sexual misconduct, sexual battery or sexual harassment (if they are included, they are strictly limited)- Allegations of altering medical records
- HIPAA violations
- Felonies
- Fraud
- Workers’ compensation exclusions
- Claims filed by employees or independent contractors
- Claims filed by family members of the insured
- Allegations of being intoxicated on drugs or alcohol
- Accusations of intentional infliction of injury
- Liability resulting from telemedicine
- Liability resulting from professional services rendered outside of their specialty
Supplemental legal defense insurance for medical professionals protects you and your practice from the interruptions and financial burdens when your primary carrier denies a claim.
Supplemental defense insurance helps to mitigate these financial risks, allowing doctors to focus on patient care rather than financial strain.
In the event of a complaint or investigation, having a BOLD Policy will give you legal access to our legal experts and resources. This support can be invaluable in navigating the complexities of legal and regulatory processes ensuring your rights are protected.
With a BOLD Policy, doctors can safeguard their careers and focus on patients’ health and well-being. BOLD offers crucial protection and support and will represent you during all legal proceedings.